Documents Required for a Salaried Personal Loan in India

Most lenders ask for identity proof (PAN is mandatory), address proof (Aadhaar, passport or utility bill), and income proof.

Salaried applicants typically submit the last three months' salary slips and six months' bank statements showing salary credits. Some banks accept only digital statements downloaded from net banking.

Employment proof may include an offer letter, employee ID or HR email verification. Self-employed applicants substitute GST returns, ITR and business bank statements.

Having PDFs sized under 2 MB per file speeds up upload on mobile. Money Star's apply flow captures basics first; your relationship manager shares lender-specific lists before final submission.